Eightcap Review 2026

Eightcap is regulated across several jurisdictions. The listed regulators are ASIC, CySEC, FSA, FCA, SCB, and FSC. The regulation tier is tier 1. Regulatory jurisdictions include Australia, United Kingdom, Cyprus, the Bahamas, and Seychelles.

Eightcap Pty Ltd is regulated by ASIC with AFSL 391441. Eightcap Group Ltd is authorized and regulated by the FCA with FRN 921296 and company number 12448314. Eightcap EU Ltd is authorized and regulated by CySEC with license number 246/14. Eightcap Global Limited is regulated by the SCB with license SIA-F220. Eightcap International Ltd is regulated by the Seychelles FSA with license SD100. Eightcap International Trading is regulated by the Mauritius FSC with license GB25204603.

Client funds are segregated from company operating funds. Negative balance protection is available for retail clients. KYC verification is required before full account use and withdrawals. Eightcap is not publicly traded, and no investor compensation scheme is listed for this account setup.

Eightcap offices are in Australia, Cyprus, Seychelles, the United Kingdom, Bahamas, Mauritius, and Saint Vincent and Grenadines.

Spreads

Eightcap uses floating spreads. The Standard account starts from 1.0 pips, while the Raw account starts from 0.0 pips. The average spread is 0.8 pips on EUR/USD, 1.0 pips on GBP/USD, 1.6 pips on XAU/USD, and 0.5 points on the S&P 500 CFD.

Commission

The Standard account has no commission on most instruments, while share CFDs include commission. The Raw account charges $3.50 per lot per side on USD accounts, equal to $7 round turn per standard lot. Share CFDs have a $2 fee per lot per side, equal to $0.02 per share.

Overnight Swap Fees

Overnight swap fees apply when leveraged positions remain open after the daily market close, usually at 00:00 GMT +2. Swap fees change by instrument and position direction. Forex and precious metals receive triple swap charges on Wednesday nights, while stock and index CFDs receive triple swap charges on Friday nights.

Inactivity Fee

Eightcap charges an inactivity fee of $10 per month after 12 months of account inactivity.

Currency Conversion Fee

A separate currency conversion fee is not charged. Traders still need to consider conversion costs when depositing, withdrawing, or trading in an instrument currency that differs from the account base currency.

Deposit Fees

Eightcap does not charge an internal deposit fee. Payment providers and banks can still charge their own fees.

Withdrawal Fees

Eightcap does not charge an internal withdrawal fee. Third-party banking or payment-provider charges can still apply.

Deposit Methods

Eightcap supports Mastercard, Visa, Skrill, Wire Transfer, and PayPal for deposits. 

Withdrawal Methods

Eightcap supports the same listed methods for withdrawals: Mastercard, Visa, Skrill, Wire Transfer, and PayPal. 

Deposit Processing Time

Card, e-wallet, and crypto deposits are processed instantly. Bank transfers take 1 to 5 business days.

Withdrawal Processing Time

E-wallet withdrawals are processed within 1 business day. Card withdrawals take 1 to 3 business days. Bank transfers take 1 to 5 business days. Eightcap processes withdrawals through the same method used for the deposit, and withdrawals are subject to finance-team review.

Forex Pairs

Eightcap offers 40+ major, minor, and exotic forex pairs. Forex traders get a minimum trade size of 0.01 lots, floating spreads, and access through MetaTrader 4, MetaTrader 5, TradingView, and TradeLocker.

Indices

Index CFDs allow traders to take positions on stock-market benchmarks without buying the underlying index. Index CFDs are suitable for traders who follow macro news, equity-market sentiment, and session volatility.

Commodities

Commodity CFDs include markets such as gold and oil. Major commodities can have leverage up to 1:500 under the international setup, while stricter retail rules apply under ASIC, FCA, and CySEC entities.

Stocks

Stock CFDs allow traders to trade price movement in listed companies without owning the shares. Equity and share CFDs have leverage up to 1:5. Share CFDs include commission, with a listed charge of $2 per lot per side, equal to $0.02 per share.

Crypto CFDs

Eightcap also lists crypto CFDs among its global CFD markets. Crypto CFDs have leverage up to 1:50. Crypto markets carry wider spreads and higher volatility than major forex pairs, so position size and stop-loss placement need extra care.

Leverage Restrictions

The maximum leverage is up to 1:500 for forex and major commodities under the international entity. Retail clients under ASIC, FCA, and CySEC rules are restricted to 1:30 on major forex pairs. Crypto CFDs are listed up to 1:50, while equity and share CFDs are listed up to 1:5.

MetaTrader 4

MetaTrader 4 is available for desktop and mobile trading. It supports forex trading, chart analysis, Expert Advisors, scripts, custom indicators, and automated strategies. It remains a practical choice for traders who use classic forex tools and simple execution.

MetaTrader 5

MetaTrader 5 supports a wider multi-asset setup than MetaTrader 4. It is useful for traders who want forex, shares, commodities, indices, and crypto CFDs from one platform. MT5 also supports Expert Advisors, 30 timeframes, multiple chart styles, and a built-in economic calendar.

TradingView

TradingView is useful for traders who prefer chart-based execution and community market analysis. The toolset includes 100,000+ indicators, Pine Script, alerts, social tools, and full-chart trading. It is also useful for traders who build watchlists and rely on technical setups.

TradeLocker

TradeLocker is listed as one of Eightcap's trading platforms. It gives browser-based access and works with modern charting and order-management features. It is useful for traders who want a simpler interface than MetaTrader.

Copy Trading and Social Trading

Eightcap supports copy trading and social trading through third-party tools. Traders can use MetaTrader signal services, TradingView community features, and copy-trading integrations such as Pelican Trading. Eightcap does not provide a proprietary in-house copy-trading platform.

API Trading

API trading is supported through Eightcap Embedded and related infrastructure. This is more useful for experienced traders, fintech platforms, and algorithmic traders who need custom connectivity, automated trading, or system-level integration.

VPS Hosting

Eightcap supports VPS hosting for automated trading. VPS hosting helps Expert Advisors run 24/5 without relying on a home computer. Eightcap works with providers such as FXVM and NYCServers.

Opening Process

The account opening process follows a standard CFD broker flow. A trader creates an account, selects an account type, adds personal details, completes KYC verification, chooses a base currency, and funds the account. KYC requires proof of identity, such as a passport, driver's license, or national ID, and proof of address, such as a utility bill or bank statement. Verification is required before normal live trading and withdrawals.

Standard Account

The Standard account is the simpler choice for new traders. It has spreads from 1.0 pips and no commission on most instruments. Share CFDs include commission. This account gives access to 800+ CFD instruments, the same platform set, and a minimum trade size of 0.01 lots.

Raw Account

The Raw account is designed for traders who prefer lower spreads and a separate commission. Spreads start from 0.0 pips, and the commission is $3.50 per standard lot per side on USD accounts. The full Raw commission schedule also lists $3.50 for AUD, NZD, SGD, and CAD accounts, GBP 2.25, and EUR 2.75 per side per standard lot traded.

TradingView Account

The TradingView account is for traders who want to trade from TradingView charts. It fits traders who rely on alerts, Pine Script, community ideas, and full-chart trading. TradingView access is useful for technical traders who want a chart-first workflow.

Eightcap support hours are 24/5. The contact email is [email protected], and the phone number is +61 3 8375 9700. The support channels confirmed during the review are email, phone, and live chat.

The average response time is within 48 hours for email, under one minute for live chat, and 5 to 10 minutes for phone support. The supported languages are English and Bulgarian. For account questions, platform setup, deposits, withdrawals, and KYC, support access is important because CFD accounts involve margin, leverage, and withdrawal checks.

The live-chat experience was not professional enough during the review. The agent gave short answers and did not provide a clear explanation when asked what would happen if the company became insolvent. The answer only stated that client funds are held in line with requirements and are kept separate from the company’s operating funds. This did not fully explain the client-protection process in an insolvency scenario.

The live chat also gave limited information about Islamic accounts. The agent said Islamic accounts, or swap-free accounts, are available for eligible clients. However, when asked what eligible clients means, the answer was vague and said this would be discussed by an assigned relationship manager after account approval. This answer was not transparent enough for traders who need to know the account conditions before signing up.

Overall, Eightcap provides several support channels, but the quality of the live-chat answers was limited in this test. The responses were polite, but they did not give enough detail on important safety and account-condition questions.

Eightcap provides Market Insights, an AI-powered Economic Calendar from Acuity, TradingView economic calendar access, TradingView newsfeed access, and instrument specification pages. These tools help traders follow high-impact events, spreads, trading hours, and market movement.

For beginner traders, the economic calendar is the most useful research tool because it shows scheduled events that can move forex pairs, gold, indices, and crypto. For technical traders, TradingView tools and instrument pages support chart planning and trade filtering.

Eightcap's education section includes Knowledge Hub, Trader Toolkit, FAQs, trading guides, platform tutorials, and webinars. These resources cover basic trading concepts, platform use, chart reading, market events, and strategy building.

The education material is useful for beginners who need to understand spreads, pips, margin, leverage, swap, stop-loss orders, and trading risk. A demo account should be used before live trading, especially when using leverage above 1:30.

Deposit Bonus

Eightcap offers a 20% deposit bonus campaign. The campaign requires a deposit of at least $100 and can provide up to $500 in trading credit. The bonus is trading credit, not direct cash. Bonus terms apply, and availability depends on the entity, region, and active campaign period.

No-deposit Bonus

Eightcap does not offer a no-deposit bonus in the reviewed bonus setup. Traders need to deposit funds to access the listed deposit-bonus campaign.

Welcome Bonus

Eightcap does not offer a separate welcome bonus. The available promotion is structured as a deposit bonus rather than a standalone welcome bonus.

Affiliate Program

Eightcap has an affiliate program through Eightcap Partners. The affiliate program includes CPA payments up to $600 USD, monthly payments, real-time tracking through the Partner Portal, marketing assets, and dedicated support. Eightcap also lists up to 54% conversion rates based on the previous 12 months.

Loyalty Program

Eightcap does not provide a traditional tiered loyalty program. The incentive structure is based on deposit campaigns, referrals, partner programs, and Eightcap Challenges rather than a standard trader loyalty ladder.

Eightcap is a practical CFD broker for traders who want low minimum funding, several platform choices, and access to forex, indices, commodities, stocks, and crypto CFDs. The $100 minimum deposit is accessible, and the 0.01 lot minimum trade size helps with smaller position sizing.

The broker suits intermediate and experienced traders more than complete beginners because it supports leverage up to 1:500, algorithmic trading, scalping, hedging, API trading, and VPS hosting. Beginners can still use the demo account, Knowledge Hub, Trader Toolkit, and TradingView tools to build skill before moving to a live account.

The main strengths are the platform range, Raw pricing, $100 minimum deposit, no internal deposit or withdrawal fees, and support for active trading styles. The main limits are no Islamic account, overnight swap fees, a $10 monthly inactivity fee after 12 months, and no guaranteed stop-loss order.