ACY Securities Review 2026

Regulation deserves attention before spreads or leverage because the protection a client receives depends on the entity holding the account.

ACY Securities Pty Ltd is regulated in Australia by the Australian Securities and Investments Commission under Australian Financial Services Licence 403863. ACY Securities SA Pty Ltd is regulated in South Africa by the Financial Sector Conduct Authority under license 51008. ACY Capital LLC is incorporated in Saint Vincent and the Grenadines under company number 2610 LLC 2022.

Client money is held separately from the company's operating funds. Negative balance protection also applies under relevant account conditions, although the exact coverage depends on jurisdiction and client classification.

Professional Indemnity insurance of up to $2,500,000 per covered claim is listed for eligible clients under ACY AU and ACY LLC. This is not the same as a government-backed investor compensation scheme, so the distinction is important when assessing account protection.

ACY Securities does not accept clients from every country. Restricted jurisdictions include the United States, Afghanistan, Central African Republic, Republic of Congo, Guinea-Bissau, Iran, Iraq, Lebanon, Libya, Mali, Somalia, Sudan, South Sudan, Syria, Ukraine, Yemen, Belarus, North Korea, New Zealand and Russia.

Spreads

Spreads are floating, so live pricing changes with the account type and market conditions. Spreads on ProZero starts from 0.0 pips and is the more relevant choice for scalpers or frequent traders who pay close attention to execution costs.

Weighted average spreads are around 1.1 pips on EUR/USD, 1.1 pips on GBP/USD, 30 pips on XAU/USD and 0.55 points on the S&P 500 CFD.

Basic and Standard keep the pricing structure easier to follow by building more of the cost into the spread.

Commission

Basic and Standard do not charge a separate forex commission. ProZero takes a different approach, charging $3 per standard lot per side in USD in exchange for tighter raw pricing.

Share CFDs follow their own fee schedule. Australian share commissions start from 0.08%, while US share CFDs start from $0.02 per share.

Deposit Fee

There is no internal deposit charge from ACY Securities. Costs can still come from the bank, card issuer or payment service used to send the funds.

Withdrawal Fee

Clients receive up to five fee-free withdrawals per calendar month. Once that allowance has been used, an additional withdrawal can carry a $25 charge in the account base currency.

Inactivity Fee

No inactivity fee is charged. This is useful for traders who step away from the market for a period rather than trading every month.

Overnight Swap Fees

A position kept open overnight can incur a swap charge, with the rate depending on the instrument and trade direction.

Qualifying Standard accounts can use swap-free conditions. An administration charge can still apply when a position remains open beyond the permitted period.

Currency Conversion Fee

Conversion costs matter when the payment currency and account currency do not match. USD, AUD, EUR, GBP, NZD, CAD and JPY are available as base currencies, which gives clients several ways to limit unnecessary conversion.

Deposit Methods

Depositing funds with ACY Securities is fairly flexible, with options that include Visa, Mastercard, Skrill, Neteller, wire transfer, Alipay+, China Union Pay, QR Code Pay, DragonPay and cryptocurrencies such as Bitcoin, Tether and USD Coin. The available methods can vary by region, so traders should check the client portal before funding an account. E-wallets and other electronic methods are generally among the most convenient options for fast funding, while bank transfers suit larger deposits but can take longer to process.

Withdrawal Methods

ACY Securities allows withdrawals through several familiar payment options, including Visa, Mastercard, Skrill, Neteller, Union Pay, Alipay+, China Union Pay, QR Code Pay, DragonPay and cryptocurrencies such as Bitcoin, Tether and USD Coin. The exact methods available depend on the client's region and account setup. Crypto withdrawals can be the quickest option for eligible accounts, while card and other electronic payment methods may take longer to complete.

Deposit Processing Time

E-wallet deposits can arrive instantly, making them useful when funds need to reach a trading account quickly. Bank transfers normally take around 2 to 5 business days.

Withdrawal Processing Time

Crypto is the quickest method for eligible withdrawals. Instant payouts are subject to several limits, including up to 30% of account equity, one instant payout within 24 hours and a cumulative daily maximum of $5,000.

Traditional methods take longer. Bank transfers usually need 2 to 3 business days, while card withdrawals can require 3 to 5 business days.

Forex Pairs

Forex is where the trading setup feels most familiar. Major and minor pairs use floating spreads, while scalping, hedging, news trading and Expert Advisors are permitted.

A minimum trade size of 0.01 lot is particularly useful for beginners because it makes position sizing easier to control. Starting with smaller exposure is often more valuable than having access to very high leverage.

Stocks

The share CFD range gives MT5 traders far more choice than a basic currency-focused account. It covers more than 290 ASX instruments, 820 NYSE instruments, 450 NASDAQ instruments and 110 ARC listed instruments.

As these are CFDs rather than physical shares, traders can take a view in either direction without owning the underlying stock.

Commodities

Precious metals and other commodity markets sit alongside the forex range. Gold is a familiar crossover market for currency traders, especially around US economic data, central bank decisions and periods of changing risk sentiment.

Cryptocurrencies

Crypto CFDs allow speculation on digital asset prices without moving coins into a separate wallet. Major contracts such as BTCUSD and ETHUSD can be traded from 0.01 lot.

ETFs

ETF CFDs make sense when the trading idea concerns an industry, commodity theme or wider market rather than one company. A trader can take broader exposure while retaining the ability to trade rising or falling prices.

Indices

Index CFDs are useful for macro-driven strategies because one position can reflect the direction of a wider stock market. This can be cleaner than trying to predict which individual company will react most strongly to a major economic event.

ACY Trading Platform

ACY Trading Platform is the broker's own web-based terminal. Multi-symbol charts, an economic calendar, dynamic margin and guaranteed stop-loss and take-profit tools are built into the interface.

Its purpose goes beyond giving clients another charting screen. Eligible accounts can also access ACY's highest dynamic leverage through this platform, which makes it a distinct part of the trading setup.

MetaTrader 4

MT4 remains the familiar option for traders who mainly focus on forex. Custom indicators, Expert Advisors and established templates are easy to work with, and the platform does not add unnecessary complexity for a straightforward currency strategy.

MetaTrader 5

MT5 becomes the stronger choice once trading moves beyond forex. Its wider market access, larger share CFD selection and more advanced analytical tools make it better suited to a multi-asset approach.

SoFinX

SoFinX forms part of the wider ACY technology lineup, although the main retail experience is more clearly centered on ACY Trading Platform, MT4 and MT5.

Copy Trading

Tradingcup gives clients another way to approach the markets by connecting MT4 or MT5 accounts with signal providers. Experienced traders can also publish their own strategies.

The performance data is useful when comparing providers, but copying a strategy does not remove risk. A follower still experiences the losses and drawdowns generated by the trades being copied.

VPS Hosting

A VPS is most relevant for traders who need Expert Advisors running continuously. ACY Securities contributes up to $35 toward the monthly ForexVPS charge when trading volume exceeds 20 lots during a calendar month.

API Trading

ACY Connect takes automated execution further with FIX API connectivity for professional and wholesale clients. For most retail traders, MetaTrader Expert Advisors provide a simpler route into automation.

Basic Account

The Basic account is the easiest entry point at ACY Securities, with a minimum deposit of $50. Forex trades use commission-free pricing, making the cost structure straightforward for beginners and lower-volume traders.

Standard Account

The Standard account requires a minimum deposit of $100 and also uses commission-free forex pricing. It is a better fit for traders who want a general forex and CFD account with access to swap-free conditions for qualifying clients.

ProZero Account

ProZero is designed for active traders, scalpers and automated strategies. The minimum deposit is $200, spreads start from 0.0 pips, and the commission is $3 per standard lot per side in USD. For frequent trading, the tighter spread structure can matter more than the separate commission.

Premium Bespoke Account

The Premium Bespoke account is aimed at high-volume and professional clients. It requires a minimum deposit of $20,000, with trading conditions tailored to the client rather than following the standard retail pricing structure.

Islamic Account

Qualifying clients can use swap-free conditions through the Standard account. An administration charge can apply when a position remains open beyond the permitted period.

Account Opening Process

1. Create an account and enter personal details.
2. Choose the account type, platform and base currency.
3. Complete KYC with identity and address documents.
4. Complete any required identity check.
5. Wait for approval and fund the account.
6. Open the platform and review margin settings before trading.

Customer service runs 24/5 through live chat, phone and email. Live chat is the most practical route for a routine platform or account question, with responses arriving in about one minute.

Phone inquiries typically take around 1 to 3 minutes to reach a response. Email is slower at about 2 to 8 hours, but it makes more sense when the issue requires documents or a detailed explanation.

Language coverage is broad, with English, Chinese, Spanish, French, Arabic, Japanese, Vietnamese, Indonesian, Portuguese, Malay, Italian, Russian, Bengali, Punjabi, German, Cantonese and Korean among the supported languages.

The research material works best for traders who combine chart analysis with economic events. Daily market commentary, live summaries, an economic calendar and trading calculators give enough context to plan around major releases rather than approaching each session without preparation.

Live account holders can access more than 15 market reports and research tools. These become more useful around central bank meetings, inflation reports and employment data, when a technically attractive setup can change quickly after a headline.

The material does not replace independent analysis, but it is practical enough to form part of a daily trading routine.

The education section goes further than a basic forex glossary. Webinars, seminars, eBooks and more than 60 tutorials and videos cover platform use, technical analysis, risk management and strategy development.

Beginners are likely to get the most from combining these lessons with the demo account. Position sizing and risk management make more sense once they are practiced on a platform instead of only read about.

Experienced traders will probably spend less time with the introductory materials and more time on market analysis and strategy-focused content.

Deposit Bonus

The current tiered deposit promotion gives 40% credit on the first $500 and 10% on the amount above $500. Total bonus credit is capped at $5,000.

No-Deposit Bonus

A standalone no-deposit trading bonus is not part of the current advertised promotion lineup.

Welcome Bonus

New clients can receive a 60% welcome deposit bonus on an initial deposit of up to $500, subject to the applicable promotion conditions.

Affiliate Program

ACY Partners works with affiliates, Introducing Brokers, VIP Introducing Brokers and MAM managers. Affiliate CPA can reach $2,000 per qualified client, while volume-based rebates can reach $15 per lot.

Loyalty Rewards

The Level Up Reward program can pay up to $0.50 per traded lot when its qualifying conditions are met.

ACY Securities makes the most sense as a broker that traders can grow into rather than one built around a single type of client. The $50 entry point keeps the first step manageable, while Standard and ProZero create a clear path toward more specialized pricing as trading activity increases.

The platform choice is another strength. MT4 handles the familiar forex workflow, MT5 is more useful for broader CFD trading, and ACY Trading Platform provides a genuine browser-based alternative. Copy trading, VPS hosting and automated execution add depth without getting in the way of someone who only wants a straightforward manual account.

There are still points that need careful attention. The highest leverage is not available to every client, regulatory protection changes between entities, and promotional credit comes with conditions that should be understood before depositing.

For traders who value platform choice, broad market access and a relatively low starting deposit, ACY Securities presents a well-rounded package. The most important decision is not simply which account has the tightest spread, but which entity and pricing model best match the trader's experience, strategy and risk tolerance.