Overview
ActivTrades is a forex and CFD broker established in 2001. This review examines its regulation, products, platforms, fees, funding methods, and account protections, including the differences between its legal entities.
ActivTrades lists more than 1,000 instruments across seven asset classes and supports several trading platforms. Its pricing is mainly spread-based, with no separate commission on most instruments. The legal entity assigned to an account determines leverage, product availability, payment methods, and investor protections.
The platform range covers manual chart-based trading and automated strategies, but the available conditions are not uniform across jurisdictions. ActivTrades acts as counterparty to CFD trades while using market execution without a dealing desk.
Pros
- Regulated through entities in five jurisdictions
- More than 1,000 CFDs across seven asset classes
- No minimum deposit for most clients and no commission on most instruments
Cons
- ActivTrader does not support automated trading
- Swaps, conversion charges, inactivity fees, and some regional commissions still apply
- Some services and protections are entity-specific, and several regions are restricted
ActivTrades Rating
- Trust and Safety
- Fees and Commissions
- Deposits and Withdrawals
- Tradable Instruments
- Trading Platforms and Tools
- Account Opening
- Customer Support
- Market Research
- Learn
- Bonuses and Promotions
- 1 Star
- 2 Star
- 3 Star
- 4 Star
- 5 Star
How we test Brokers ?
Trust and Safety
ActivTrades moved its headquarters to London in 2005 and now has regulated entities in the United Kingdom, The Bahamas, Brazil, Portugal, and Mauritius. The serving entity determines leverage, product access, legal protections, and compensation arrangements.
Client money is held in segregated accounts with recognized financial institutions. ActivTrades also applies negative balance protection to retail accounts, which prevents a retail client from losing more than the balance in their account after a severe market move.
ActivTrades Corp has separate insolvency insurance covering eligible losses above $10,000 and up to $1,000,000. This is not a universal cash guarantee for every account. Eligibility, exclusions, and compensation arrangements follow the terms of the entity holding the account.
Fees and Commissions
Spreads
ActivTrades mainly uses spread-based pricing. Forex spreads start from 0.5 pips, while actual spreads change with liquidity and volatility. The weighted average spreads are 1.1 pips for EUR/USD, 1.5 pips for GBP/USD, 0.48 points for XAU/USD, and 0.70 points for S&P 500 CFD.
Trading Commission
Most products carry no separate trading commission. Brazilian investment accounts can pay commission on shares and spot ETFs, while special terms apply to certain financial-sector clients. ActivTrades does not charge a separate platform fee for its demo or live trading platforms.
Overnight Swap Fees
A swap charge or credit applies when a leveraged CFD remains open past the daily rollover time. The rate varies by instrument, trade direction, prevailing market rates, and day. Forex and precious metals normally receive a three-day rollover adjustment during the week to cover the weekend. Hedged positions receive swaps on both the long and short legs.
Currency Conversion Fee
A 0.5% conversion fee applies when a deposit or withdrawal uses a currency different from the account base currency. The fee does not apply when the transaction currency matches the base currency.
Inactivity Fee
A $10 monthly inactivity fee applies after 12 months without account activity. The applicable entity's terms define when the charge starts and stops.
Deposits and Withdrawals
Deposit Methods
Funding takes place inside the Personal Area. Listed methods include bank transfer, Visa, Apple Pay, Google Pay, Neteller, Skrill, PayPal, and supported cryptocurrencies. The cryptocurrency list includes Bitcoin Cash, Bitcoin, Ethereum, Litecoin, USD Coin, Tether, Ripple, and Dash; the international funding page also lists Chainlink and Stellar. Availability depends on the account entity and country.
Withdrawal Methods
Withdrawals use the Personal Area. Withdrawals are normally returned to the original funding method up to the amount deposited, while profit above that amount is sent by bank transfer. This return-to-source rule supports anti-money-laundering controls. Bank transfer, cards, Neteller, Skrill, PayPal, and supported cryptocurrency methods are available according to the account.
Deposit Processing Time
Card, e-wallet, and supported cryptocurrency deposits are generally credited within approximately 30 minutes after ActivTrades receives the payment. Bank transfers depend on external clearing and typically take three to five business days; funds are credited on the working day they reach the broker. ActivTrades does not list a standard deposit fee, but banks and payment providers can impose their own charges. A 0.5% conversion fee applies when the deposit currency differs from the account’s base currency.
Withdrawal Processing Time
Withdrawal requests are processed within one business day. A bank transfer can then take three to five business days to reach the receiving bank. Withdrawals are generally free, but a bank transfer fee of GBP 9 or its equivalent can apply in certain cases. Payment providers, intermediary banks, and local authorities can also deduct separate charges.
Deposit Methods:
Withdrawal Methods:
Tradable Instruments
Forex Pairs
The forex range includes major, minor, and exotic currency pairs with trade sizes from 0.01 lot. Expert Advisors are available through MetaTrader, and swaps are charged or credited at rollover.
Indices
Index CFDs cover major markets in the United States, Europe, the United Kingdom, and Asia. Cash indices and index futures are available, with dividend adjustments where relevant.
Commodities
The commodity range includes precious metals, energy products, and agricultural markets. These contracts have market-specific trading hours and can carry overnight financing.
Stocks
Stock CFDs allow long and short positions without ownership of the underlying shares. Corporate actions and overnight financing affect open trades.
ETFs
ETF CFDs track sectors, regions, and investment themes. They are leveraged derivatives rather than holdings in an ETF fund.
Bonds
Bond CFDs track changes in government debt markets without transferring ownership of the bond. Interest-rate expectations, inflation, and central-bank policy affect these instruments, while financing costs apply to positions held beyond the rollover time.
Cryptocurrencies
Cryptocurrency CFDs cover major coins and several altcoins. Availability changes by legal entity because some regulators restrict retail crypto derivatives. Maximum notional exposure is $500,000 for BTCUSD, ETHUSD, LTCUSD, SOLUSD, and ADAUSD; $250,000 for BCHUSD, EOSUSD, LINKUSD, NEOUSD, AVAXUSD, UNIUSD, XLMUSD, XRPUSD, and DOTUSD; and $50,000 for DOGEUSD.
Leverage and Margin Restrictions
Leverage changes by entity, symbol, and exposure. Under Mauritius terms, EUR/USD uses 1:1000 for the first five lots, 1:500 from five to 50 lots, 1:200 from 50 to 150 lots, and 1:100 above 150 lots. Professional accounts reach 1:400. The margin-call level is 100%, the stated stop-out level is 30%, and hedged positions require 10% margin. Stocks and ETFs have a $500,000 exposure limit per client. The trading ticket shows the exact requirement before an order is placed.
Trading Platforms and Tools
5/5
ActivTrader
ActivTrader is available on the web, desktop, Android, and iOS. It includes progressive trailing stops, market-sentiment data, chart trading, and bulk position management, but it does not support native automated trading.
MetaTrader 4
MT4 supports Expert Advisors, custom indicators, and desktop, web, and mobile access. Its instrument range and built-in functions are narrower than those of MT5.
MetaTrader 5
MT5 adds stock CFDs, MQL5 automation, an exposure tab, and an economic calendar. It supports more timeframes than MT4, with hedging available on request.
TradingView
TradingView connects to an ActivTrader account for charts, indicators, drawing tools, and alerts. Account funding remains inside the ActivTrades Personal Area.
Strategy, Automation, and Copy Trading Tools
ActivTrades permits hedging, scalping, and news trading. MT4 and MT5 support Expert Advisors, and VPS hosting is available to clients who meet the required trading-volume conditions. The broker also supports copy and social trading through a Pelican-powered application, where followers can review strategy history and risk indicators before allocating capital.
The API provides institutional clients and developers with market data, automated execution, historical testing, and custom application support.
Account Opening and Fees
Individual
The Individual account is the standard retail option for beginners through experienced traders. It generally has no minimum deposit for most clients, includes negative balance protection, supports multiple base currencies, and provides access to ActivTrades’ full range of retail trading platforms.
Professional
The Professional account is designed for eligible experienced traders who meet the required knowledge, trading activity, and financial-capacity criteria. It offers leverage of up to 1:400, a 30% close-out level, and access to a dedicated account manager.
Islamic
The Islamic account is intended for traders who require Sharia-compliant trading conditions. Qualifying positions do not incur rollover interest or additional rollover commission.
Institutional
The Institutional account is designed for funds, brokers, asset managers, fintech companies, and professional trading firms. It offers services such as API access, liquidity arrangements, MAM solutions, white-label infrastructure, and tailored execution conditions.
How to Open an ActivTrades Account
- Create a profile with a name, email address, password, and country of residence.
- Complete the suitability and financial-information questions.
- Upload proof of identity, such as a passport or national identity card.
- Upload proof of address, such as a recent bank statement or utility bill.
- Choose the account type, trading platform, base currency, and available leverage.
- Activate two-step verification and wait for account approval.
- Fund the account through the Personal Area and review the contract specification before trading.
Customer Support
ActivTrades offers 24/7 customer support through live chat, telephone, and email. Assistance is provided in 14 languages. The English-language support desk can be contacted at [email protected] or +44 (0) 207 6500 500.
Observed response times were approximately 30 seconds for live chat, five minutes by telephone, and two hours by email. Actual response and resolution times depend on the channel, time of contact, and complexity of the request. Account verification, payment disputes, and other issues requiring documentation are generally better handled by email.
Market Research
ActivTrades publishes daily market analysis, weekly outlooks, price-mover reports, market alerts, an economic calendar, and holiday trading schedules. Trading Central provides technical analysis and trading ideas, while Market Buzz aggregates news and social-media discussions into market-sentiment readings. Full Trading Central access on MT4 and MT5 requires a $1,000 deposit, whereas ActivTrader includes the tools without this requirement. The research is produced or distributed by the broker and should be treated as general information rather than independent investment advice or a verified trading signal.
Learn
ActivTrades offers weekly webinars, in-person seminars, platform manuals, beginner guides, and educational articles. The material ranges from basic terminology to MT4, MT5, mobile-platform use, and strategy testing.
The demo account allows practice without real-money exposure. It does not reproduce live trading pressure or slippage, so its results are not evidence of future profitability.
Bonuses and Promotions
Deposit and No-Deposit Bonus
ActivTrades does not offer a standard deposit bonus. No general no-deposit bonus is offered; demo funds are virtual and cannot be withdrawn.
Welcome Bonus
Account registration has no standard welcome bonus. Any limited regional offer appears in the Personal Area with separate terms.
Refer a Friend
The referral program uses tiered cash payments. A referred client must deposit funds and meet the minimum trading requirement within three months of opening the account. The invited client receives a payment only during eligible campaign periods.
Affiliate Program
The affiliate terms list no setup fee and monthly commission payments. CPA rates are $650 for Tier 1 countries, $450 for Tier 2 countries, and $150 for Tier 3 countries. A qualified client must deposit at least $750, generate at least $50 in spread revenue, and meet an account return-on-investment ratio of 2.5.
Loyalty Program and Trading Contests
ActivTrades does not offer a standard points-based loyalty program or a permanent trading contest. Its published reward arrangements are the referral and affiliate programs described above.
Final Verdict
ActivTrades offers more than 1,000 instruments and four platform options. MT4 and MT5 support algorithmic trading, while ActivTrader and TradingView focus on manual and chart-based workflows. Regulation, segregated client funds, and retail negative balance protection are relevant safeguards, but they do not remove market or counterparty risk.
The main limitation is the variation between legal entities. Leverage, available products, payment methods, and protections are not consistent across all jurisdictions. Total cost also extends beyond headline spreads to swaps, currency conversion, inactivity charges, and certain regional fees. The broker's stated retail loss rate of 84% is a material consideration.
ActivTrades’ main distinction is its platform choice, with separate options for manual, chart-based, and automated trading. However, the broker cannot be assessed solely from its group-level features because fees, leverage, available products, and protections vary between legal entities. Its regulatory coverage and client safeguards are relevant, but they do not remove the risks associated with leveraged CFDs. The broker’s stated rate of 84% of retail CFD accounts losing money reinforces the need to judge ActivTrades by the specific account terms and total trading costs rather than by its headline offering.
FAQ
Which legal entity opens the account?
The client's residence and eligibility determine the serving entity. That choice controls regulation, leverage, product access, and protection.
Are deposits and withdrawals free?
They are generally free, although currency conversion, bank, payment-provider, and exceptional processing charges can apply.
Does hedging remove trading costs?
No. Hedged positions require margin, and overnight swaps apply to both legs.
Can a beginner test the platforms without depositing?
Yes. Demo versions of ActivTrader, MT4, and MT5 use virtual funds, although demo results do not reproduce all live-market conditions.
Maya Renn
Maya Renn is a forex and CFD market reviewer specializing in broker analysis, trading platforms, fees, regulation, and user experience. Her work helps traders compare providers with greater clarity, focusing on transparency, reliability, and the practical details that matter to both new and experienced traders.